ELEVATE YOUR RETIREMENT
TAKE CONTROL OF YOUR RETIREMENT
You can overcome the challenges of traditional retirement savings solutions. You can shield the money you‘ve worked so hard for without settling for historically low interest rates. You can benefit from the upside potential of the markets without worrying about whether the stock market will crash.
The Balanced Choice® Annuity Elevate (BCA Elevate) is a single-premium fixed indexed annuity that combines upside potential and protection from downside market risk. As a solution for individuals planning for or already in retirement, BCA Elevate can help you:
- GROW retirement savings based on positive changes in an index over a two-year term.
- PROTECT retirement savings from downside market risk.
- GUARANTEE lifetime income and future legacy.
Interest Earnings, if any, are credited every two years based on the Balanced Allocation Strategy® (BAS™) you select. The BAS includes an Index Allocation that contributes to earnings based on the performance of an index or a blend of indices. Strategies may also include a strategy rider charge, which reduces the Accumulation Value. The changes in the BAS are tracked every day as the Balanced Allocation Value (BAV). For more information, please see the Key Terms and Definitions and the BCA Elevate Rate Sheet.
WHAT IS A FIXED
INDEXED ANNUITY?
A fixed indexed annuity is a contract issued by an insurance company. In exchange for your premium, the insurance company provides the opportunity for growth based in part on the performance of an underlying index within a larger strategy while protecting your money from downside market risk.
Frequently Asked Questions
What is BCA Elevate?
The Balanced Choice® Annuity Elevate (BCA Elevate) is a single-premium fixed indexed annuity that combines upside growth potential with protection from downside market risk.
Who is this designed for?
Individuals who are planning for retirement or already retired and want to shield savings from market downturns while still having growth potential.
How does BCA Elevate protect my money?
It’s a fixed indexed annuity — a contract with an insurance company that offers growth tied in part to an index, while protecting your principal from downside market risk.
How are interest earnings credited?
Earnings, if any, are credited every two years based on the Balanced Allocation Strategy (BAS) you select, which may include an index allocation and a strategy rider charge that reduces the Accumulation Value.
Is my income guaranteed?
BCA Elevate is structured to offer guaranteed lifetime income and legacy planning as part of its design — for full terms, review the Key Terms and Definitions and Rate Sheet.
Where can I get more details?
Download the brochure or contact Alpha K2 directly to review the Key Terms and Definitions and Rate Sheet before making a decision.