You can overcome the challenges of traditional retirement savings solutions. You can shield the money you‘ve worked so hard for without settling for historically low interest rates. You can benefit from the upside potential of the markets without worrying about whether the stock market will crash.

The Balanced Choice® Annuity Elevate (BCA Elevate) is a single-premium fixed indexed annuity that combines upside potential and protection from downside market risk. As a solution for individuals planning for or already in retirement, BCA Elevate can help you:

• GROW retirement savings based on positive changes in an index over a two-year term.
• PROTECT retirement savings from downside market risk.
• GUARANTEE lifetime income and future legacy.

Interest Earnings, if any, are credited every two years based on the Balanced Allocation Strategy® (BAS™) you select. The BAS includes an Index Allocation that contributes to earnings based on the performance of an index or a blend of indices. Strategies may also include a strategy rider charge, which reduces the Accumulation Value. The changes in the BAS are tracked every day as the Balanced Allocation Value (BAV). For more information, please see the Key Terms and Definitions and the BCA Elevate Rate Sheet.